Welcome to Chesterfield and North East Derbyshire Credit Union
A Credit Union is a co-operative financial organisation that is owned and controlled by a group of members with a common affiliation (or bond) such as all working for the same employer or a particular group of employers or all living within a particular area. Members of a Credit Union collectively pool their savings and make loans to each other at low rates of interest. The Credit Union is a not for profit organisation. We offer a unique and flexible way of saving and borrowing and will pay an annual dividend to our members at the end of the financial year if profits allow. This is paid at the same rate for all savers.
Unlike banks, each member of the Credit Union has an equal say in the running of the Credit Union, regardless of how much they have saved. Credit Unions are dedicated to providing excellent member service as well as to ensuring the financial welfare of members, rather than to merely making a profit. As such, Credit Unions strive to provide a personal, fair and safe place for members to save and borrow.
Our services are now available on line, so you can...
Check your balances
View a mini statement
Apply online for a loan
Amend personal details
Request or print forms
Send an online enquiry
UK Credit Unions, like banks and other financial institutions, are closely authorised and regulated by the Financial Conduct Authority (FCA). Key members of staff and elected volunteers involved in the running of the Credit Union must be approved by the FCA. The performance of each Credit Union is monitored on an ongoing basis with regular reviews and reporting required.
"Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority"
Today, there are over 300 registered Credit Unions in the United Kingdom, which provide a valuable and unique service to over 300,000 members. Worldwide, Credit Unions operate in 91 countries around the world, serving over 136 million members.
To qualify, you must be over 16 and either live or work within Derbyshire.
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Chesterfield and NE Derbyshire Credit Union
4 - 6 Soresby Street,
Registered in the UK , Company no 537C
01246 278 833
Tuesday: 10am - 2pm
Wednesday: 10am - 2pm
Thursday: 10am - 2pm
Friday: 10am - 2pm