Infant and Primary School Students Can Save Money at their Own Schools

Infant and primary school students can save from as little as 50p in our Junior Savers Scheme. If your children are in one of the following participating schools, please encourage them to save.

Arkwright Primary
Barrow Hill
Calow
Tupton Primary
Birdholme Sure Start Centre
Whitecotes Primary
Grassmoor Junior
Hady Junior
Woodthorpe Primary School
Sharley Park Primary
Norbriggs
Holmgate Primary
Mary Swanick
North Wingfield
Old Whittington Cc
Poolsbrook
Spire Infants
Speedwell Infants
Temple Normanton Junior
Abercrombie Primary
Springwell
Whitt Green
Hasland Infant
Spire Juniors
Staveley Junior
Hasland Junior

How will Universal Credit Affect You?

Universal Credit replaces six existing benefits.  It’s for all new claims, is paid monthly and replaces the following:

Income based JSA
Housing Benefit
Working Tax Credit
Child Tax Credit
Income related ESA
Income Support

When you are on Universal Credit you have to pay all your bills, expenses and rent out of your monthly payment, so you need to plan your budget around it.
If you need some help, then Chesterfield and North East Derbyshire Credit Union are here to support. We have developed a Universal Credit Budget Account to assure that you can manage this change in your benefits payment.

If you have your Universal Credit paid into your account with us, we will:

  • Pay your priority bills for you each month - i.e. rent and council tax. (Provided the Landlord has signed up to the scheme)
  • Release the remainder of your benefits back to you on a weekly basis, to help you with budgeting
  • Give you peace of mind that your bills are paid and that you can make your money last until the next pay day

To All Our Members: Do You Live Close to Any Of The Following Schools?

Spire Juniors

North Wingfield Primary

Staveley Junior

Barrow Hill

Springwell Community College

Sharley Park Primary

Could You spare a couple of hours each week in term time?

Your Credit Union needs you!

Please talk to a member of staff, if you can help.

How to get a child benefit loan from our Credit Union

If you are receiving child benefit, you may be eligible to apply for a loan from us. To apply for one, you must first become a member. You can do that either through our website or at our office in person.

You will need to pay £5 non-refundable administration fees + £1 minimum deposit to open an account. You’ll also need to provide 3 separate forms of identification, each one for your date of birth, address and signature.

After becoming a member, you can then ask for a loan appointment where one of our loan officers will assess you for eligibility.

If you want to withdraw your savings, please request them by Tuesday 4 pm.

Our weekly deadline for withdrawal request is Tuesday at 4 pm. You will receive your money by Thursday of the same week. However, if you miss the deadline for that week, you will have to wait till next Thursday to receive your money. Thank you.

Missed Appointment Policy at our Credit Union

Members who fail to attend for loan interviews without letting us know, will have to wait at least one month before another appointment can be made.

We are sorry to have to make this rule, but when you miss an interview it means that someone who urgently needs a 'top up' has to wait for weeks to see us.

This could be you???

Your Children Can Become Smarter by Joining In our Junior Saver Scheme

Over the last 2 years, our Junior Saver Scheme (JSS) has grown significantly both in the amount of saving and the number of schools participating.

If you don’t know what Junior Saver Scheme is, find out here.

So, how does this scheme help your children?

  • Since JSS teaches children to save money systematically, your kids will develop good money handling habit early on. This means they will be more likely to have a financially comfortable life as adults. Since students as young as nursery year can join, this money skill will be embedded right from the start.
  • Since they will have a chance to work alongside responsible adults, they will learn to organise different things outside of school work.
  • They will learn to cooperate with others, thereby increasing their social skills.
  • Learning to be sensible with money will spill over into other areas of their life helping them become more responsible people all round.
  • They can save up for any important personal events in their life such as Christmas, Birthday and even school trips. This means they can buy the things they want themselves rather than having to rely on parents all the time.

We now have 23 schools actively participating in our JSS and more waiting to join. Ours is now the second largest junior saver scheme in the whole country.

Interested? Talk to your school about participating, or come and have a chat with us.

Our Partners

Derbyshire County Council Chesterfield Borough Council North East Derbyshire District Council Rykneld Homes Derbyshire Community Foundation Derby City Primary Care Trust

© Copyright Chesterfield and North East Derbyshire Credit Union 2016, all rights reserved.


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