To All Our Members: Do You Live Close to Any Of The Following Schools?

Spire Juniors

North Wingfield Primary

Staveley Junior

Barrow Hill

Springwell Community College

Sharley Park Primary

Could You spare a couple of hours each week in term time?

Your Credit Union needs you!

Please talk to a member of staff, if you can help.

We are now accepting Christmas loan applications. Simply phone or come to our office to make your appointments. The last loan interviews for this year will be on the 15th of December.

How to get a child benefit loan from our Credit Union

If you are receiving child benefit, you may be eligible to apply for a loan from us. To apply for one, you must first become a member. You can do that either through our website or at our office in person.

You will need to pay £5 non-refundable administration fees + £1 minimum deposit to open an account. You’ll also need to provide 3 separate forms of identification, each one for your date of birth, address and signature.

After becoming a member, you can then ask for a loan appointment where one of our loan officers will assess you for eligibility.

If you want to withdraw your savings, please request them by Tuesday 4 pm.

Our weekly deadline for withdrawal request is Tuesday at 4 pm. You will receive your money by Thursday of the same week. However, if you miss the deadline for that week, you will have to wait till next Thursday to receive your money. Thank you.

Missed Appointment Policy at our Credit Union

Members who fail to attend for loan interviews without letting us know, will have to wait at least one month before another appointment can be made.

We are sorry to have to make this rule, but when you miss an interview it means that someone who urgently needs a 'top up' has to wait for weeks to see us.

This could be you???

Your Children Can Become Smarter by Joining In our Junior Saver Scheme

Over the last 2 years, our Junior Saver Scheme (JSS) has grown significantly both in the amount of saving and the number of schools participating.

If you don’t know what Junior Saver Scheme is, find out here.

So, how does this scheme help your children?

  • Since JSS teaches children to save money systematically, your kids will develop good money handling habit early on. This means they will be more likely to have a financially comfortable life as adults. Since students as young as nursery year can join, this money skill will be embedded right from the start.
  • Since they will have a chance to work alongside responsible adults, they will learn to organise different things outside of school work.
  • They will learn to cooperate with others, thereby increasing their social skills.
  • Learning to be sensible with money will spill over into other areas of their life helping them become more responsible people all round.
  • They can save up for any important personal events in their life such as Christmas, Birthday and even school trips. This means they can buy the things they want themselves rather than having to rely on parents all the time.

We now have 23 schools actively participating in our JSS and more waiting to join. Ours is now the second largest junior saver scheme in the whole country.

Interested? Talk to your school about participating, or come and have a chat with us.

We will not be accepting the old style £1 coin after the 15th October 2017 as they will not be classed as legal tender. If you have any in collection tins or piggy-banks after this date, then you can change them at your bank. Thank you.

Our Partners

Derbyshire County Council Chesterfield Borough Council North East Derbyshire District Council Rykneld Homes Derbyshire Community Foundation Derby City Primary Care Trust

© Copyright Chesterfield and North East Derbyshire Credit Union 2016, all rights reserved.


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