How will Universal Credit Affect You?

Universal Credit replaces six existing benefits.  It’s for all new claims, is paid monthly and replaces the following:

Income based JSA
Housing Benefit
Working Tax Credit
Child Tax Credit
Income related ESA
Income Support

When you are on Universal Credit you have to pay all your bills, expenses and rent out of your monthly payment, so you need to plan your budget around it.
If you need some help, then Chesterfield and North East Derbyshire Credit Union are here to support. We have developed a Universal Credit Budget Account to assure that you can manage this change in your benefits payment.

If you have your Universal Credit paid into your account with us, we will:

  • Pay your priority bills for you each month - i.e. rent and council tax. (Provided the Landlord has signed up to the scheme)
  • Release the remainder of your benefits back to you on a weekly basis, to help you with budgeting
  • Give you peace of mind that your bills are paid and that you can make your money last until the next pay day

Our Partners

Derbyshire County Council Chesterfield Borough Council North East Derbyshire District Council Rykneld Homes Derbyshire Community Foundation Derby City Primary Care Trust

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