Please note that to apply for any type of loan, you will need to join as a member first.
Personal Loan
- Available to new and existing members
- Borrow from £100 to £1000
- For Home Improvements and repairs, furniture, holidays, weddings - most other purposes considered
- Repay weekly or monthly
- Interest Rate – 42.6% APR
- All of our loans are subject to affordability and credit checks.
Back to School Loan
- Available to new and existing members
- For helping with the cost of school uniforms and other essential school items
- Borrow up to £300
- 34 weekly repayments of £10
- Interest Rate - 42.6% APR
- All of our loans are subject to affordability and credit checks.
Home Appliance Loan
- Available to new and existing members
- Borrow up to £500
- For a new Washing Machine, Fridge, Cooker or similar Goods item
- Repay weekly or monthly
- Interest Rate – 42.6% APR
- All of our loans are subject to affordability and credit checks.
Family Loan
- Available to new and existing members
- Borrow up to £500
- Applicants must be in receipt of Child Benefit and agree to have it paid directly to Chesterfield & North East Derbyshire Credit Union
- Minimum repayment £10 per week. Remaining benefit can be repaid to your bank account, paid into savings or both
- Interest Rate - 42.6% APR
- All of our loans are subject to affordability and credit checks.
Loyalty Loan
- Available to existing members only
- Borrow from £500 to £4000
- Most loan purposes considered
- Repay weekly or monthly
- Interest Rate – 26.8% APR
- Members must have savings equal to 30% of the value of the outstanding loan balance
- All of our loans are subject to affordability and credit checks.