The ethical account from your local community bank

The Engage digital account is available exclusively through the UK’s largest network of Credit Unions and Community Banking partners. No credit checks and no lengthy applications. The Engage digital account is available exclusively to all Credit Union and Community Bank members… regardless of their financial circumstances.

Everything you expect from a digital account – with no hidden fees or charges

Say goodbye to high fees and unexpected charges. With Engage, you only ever pay for the services you need. There’s a small monthly account fee and then all other services are provided to you at no cost or low cost.


The Engage Account

  • FREE to open an account (age 16+)
  • FREE digital app and contactless Visa Debit card
  • FREE additional card for joint account
  • No cost to make a purchase within the UK
  • Free cashback service at participating retailers
  • Pay by transfer/standing order/direct debit
  • Pay cash in at PayPoint or Post Office (coming soon)
  • Send/request money from others
  • Budget with Engage Envelopes™
  • FREE alerts to help you track your spend in real time
  • Cashback rewards on everyday shopping and services


  • £10 minimum initial load/deposit
  • Up to £250 maximum ATM withdrawal per day
  • Maximum £10,000 card balance at any one time