Loans

Personal Loan
  • Available to new and existing members
  • Borrow from £100 to £1000
  • For Home Improvements and repairs, furniture, holidays, weddings - most other purposes considered
  • Repay weekly or monthly
  • Interest Rate – 42.6% APR
  • All of our loans are subject to affordability and credit checks.
Back to School Loan
  • Available to new and existing members
  • For helping with the cost of school uniforms and other essential school items
  • Borrow up to £300
  • 34 weekly repayments of £10
  • Interest Rate - 42.6% APR
  • All of our loans are subject to affordability and credit checks.
Home Appliance Loan
  • Available to new and existing members
  • Borrow up to £500
  • For a new Washing Machine, Fridge, Cooker or similar Goods item
  • Repay weekly or monthly 
  • Interest Rate – 42.6% APR
  • All of our loans are subject to affordability and credit checks.
Family Loan
  • Available to new and existing members
  • Borrow up to £500
  • Applicants must be in receipt of Child Benefit and agree to have it paid directly to Chesterfield & North East Derbyshire Credit Union
  • Minimum repayment £10 per week. Remaining benefit can be repaid to your bank account, paid into savings or both
  • Interest Rate -  42.6% APR
  • All of our loans are subject to affordability and credit checks.
Loyalty Loan
  • Available to existing members only
  • Borrow from £500 to £4000
  • Most loan purposes considered
  • Repay weekly or monthly
  • Interest Rate – 26.8% APR
  • Members must have savings equal to 30% of the value of the outstanding loan balance
  • All of our loans are subject to affordability and credit checks.

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